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Sunday, February 25, 2007



Homeowners Insurance Guide to Natural Disasters




Publication Cover
The Actuarial Foundation and the Federal Alliance for Safe Homes have published: If Disaster Strikes - Will You Be Covered? They call it "A homeowner's insurance guide to natural disasters".

This publication starts with the basics and provides background information on earthquake, flood, hail, hurricane, lightning, power outage, tornado, wildfire and winter freeze hazards. Other subjects covered include: details on the types of insurance available, sources of insurance, what is covered by the typical policy, how much insurance is enough, discounts, deductibles, premium reduction strategies, how to file an insurance claim, record keeping, understanding your policy and more.

Most importantly, the publication contains a large amount of information on hazard mitigation.

Copies of the publication are free and available online at the flash.org website. It is a large .pdf file and may require a short wait during download.
http://flash.org/pdf/7-13-06FLASH_Insurance_Guide.pdf

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